When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're  here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.

Make Building Your Dream Home a Reality.

What Our Members Are Saying

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Bank where you belong today.

1. To apply for a Construction Loan, you must be 18. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Rates and terms may vary depending on collateral, loan to value and is subject to change. If adjustable rate mortgage is chosen after construction phase, rates are subject to increase after the initial fixed rate period. Property insurance is required, and flood insurance is required where applicable. Closing costs such as attorney fees, insurance premiums, property taxes and appraisal fees may apply.

2. To apply for a Homestyle® Renovation Mortgage, you must be 18. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Rates and terms may vary depending on collateral, loan to value and is subject to change. For purchases, renovation costs are limited to 75% of the lesser of the purchase price plus renovation costs, or the “as-completed” appraised value and refinances are limited to 75% of the “as-completed” appraised value. See your Lending Consultant for complete terms and conditions. Property insurance is required, and flood insurance is required where applicable. Closing costs such as attorney fees, insurance premiums, property taxes and appraisal fees may apply.

HomeStyle is a registered trademark of Fannie Mae.

3. To apply for a Lot or Land Loan, you must be 18 and have a credit score of at least 660. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Rates and terms may vary depending on the collateral, loan to value and mortgage loan product. Maximum loan-to-value is 80%. Property insurance is required, and flood insurance is required where applicable. Closing costs such as attorney fees, insurance premiums, property taxes and appraisal fees may apply.

The SAFE Act requires a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and provide their Mortgage Loan Originator Identifier number to a consumer when engaging in a mortgage loan transaction. You may obtain information about the Mortgage Loan Originator by accessing the Nationwide Mortgage Licensing System and Registry.

NMLS Identifier Number: 493819

225 W. White St., Rock Hill, SC 29730

Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731

Federally Insured by NCUA.

Bank Where You Belong.

Construction loans made simple.

Not Just A Member

You won't just be a member of the credit union - because when you join you become an owner where we put your interests ahead of our own.

Acheive Your Financial Goals

We'll help you achieve your financial goals, big or small, from saving money for college, purchasing a new car, or renovating your home.

Convenient Money Management

Managing your money becomes easy and convenient with hassle-free accounts, fewer fees and restrictions, and services utilizing the latest technology.

Family Trust is a Credit Union.

That means we offer the same financial products that you’re used to, like checking and savings accounts – with high yield options, financial planning, and auto and home loans – but that’s what we do and not who we are.

At Family Trust, we’re not just your financial partner – we’re your neighbors and a dedicated part of your community. We live and work alongside you, committed to helping turn your financial goals into reality. As we proudly expand into the Greenville area, we’re excited to build new connections and be a trusted resource for you and your family. We can’t wait to meet you and help you thrive. Let’s grow together!

You Won't Settle  for Just Any House,
So Why Settle for Just Any Loan?

Competitive Rates

Quick Decisions

Local Processing

Competitive Rates

You're more than just a number – you're part of our community. We’re excited to get to know you and help you achieve your financial goals!

Quick Decisions

We're dedicated to giving back to the communities where we live and work, making a meaningful impact every day. 

Local Processing

Enjoy competitive rates on essential financial products, expert financial education, and the security of NCUA federal backing.

Your construction mortgage loan starts here.

Simple, Affordable Financing to Build the Home of Your Dreams

The perfect size, number of bedrooms, a cozy reading nook, and at least a three car garage — or whatever your dream home entails — it can be yours with a construction loan¹ from Family Trust. With competitive interest rates, quick decisions, and local processing — we're here to walk you through the process and stay by your side the whole time. We make it less complicated.

At Family Trust, We Understand.

Our goal is to make sure you know we are on your side and want to help you. It's that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel good about your choice and your finances. Because here, you come first.

 At Family Trust we believe in being your trusted partner in financial well-being during all the seasons of your life. We're new to the Greenville area and we're excited to be a part of this vibrant community, offering personalized banking solutions designed to fit your unique needs. Whether you're saving for the future, buying your first home, or planning for life's next chapter, we're here to help you every step of the way.